Filing bankruptcy requires a short form, a small filing fee, and a certificate of credit counseling class (usually obtained online). It does not even require an attorney.
Filing a SUCCESSFUL bankruptcy is another story. The bankruptcy laws are complex and the court system is designed for those who understand how to navigate them. Many bankruptcies involve cars that require mechanics to maintain them. The bankruptcy is no different. If you would not fix your own engine or suspension system, why then would you file your own bankruptcy? The risk of losing your car, home or livelihood is simply too great.
But our work has only begun. As your lawyers it is us, not you, who handle the subsequent negotiations with creditors, trustees and judges. Our goal is allow you to relax while we handle jump all legal hurdles to your bankruptcy discharge. Though the law allows a client to file his or her own petition, those petitions are unlikely to get the relief desired, and usually end up dismissed with a loss of filing fee. Give us a call so we can better explain not how you CAN file bankruptcy, but rather how and why you SHOULD file with the Slomka Law Firm.
Many law firms will meet a client and file the case within an hour. At the Slomka Law Firm, we CAN act that fast when required, but we choose not to. We prefer to meet first in a casual informative FREE initial consultation. This first meeting is designed to form a blueprint for the options and future bankruptcy filing. After a client engages us to represent them, we usually meet a second time to review papers, background, paystubs, letters, invoices, taxes and the like to prepare a complete and accurate bankruptcy petition. Finally, we usually meet a third time to review every page and sign the complete and accurate petition.
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